6 Phone Interview Mistakes That Will Cost You the Job

6 Phone Interview Mistakes That Will Cost You the JobPhone interviews can be downright tricky. Whether youve had one before and it didnt go well, or youre just a worrywart by nature, here are 6 of the fruchtwein common mistakes and how you can avoid them. googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) 1. Youre obviously distractedYour interviewer can tell if youre typing or scrolling through Facebook while you chat. Your interviewer can also hear whatever noise is going on around you. Find a quiet place with a reliable phone connection and then focus on the interview. If you get a phone call out of the blue, its okaypreferable evento tell the interviewer that youre leid in an ideal place to talk and to reschedule.2. Youre not aware of whos interviewing youYou have to know who youre talking to and why. If youre just having a quick chat with HR to verify your resume bullet points and contact information, its not the time to launch into your spiel for how youll singlehandedly save the company. And if youre expecting that kind of call, but get your would-be boss or hiring manager instead, you need to be prepared. Make sure you know what to expect, to allow enough time and preparation.3. Youre not preparedThis is no different from a real interview in this respect. You need to do your homework. That means preparing a stock list of responses to possible hard-hitting questions, and be ready to impress. The more you can learn about the who and why of your interview, the better youll be able to target your preparations. Do be ready to explain who you are, why you care about the company, and to list a few highlights and accomplishments from your resume that will show them you can make it rain.4. Youre ramblingGood communications skills are crucial in a phone interview. The way you present yourself verbally here is your only tool toward making a good impression. That means keeping your answers clear, concise, and on the topic. That means no ums or likes or losing your train of thought in the middle of a run-on sentence. Make notes to yourself, even bulleted lists, and refer to them as often as you need (without reading from them by rote). Your interviewer will never know5. Youre coming across as lacklusterYou might think it would be hard to communicate your energy and enthusiasm on the phone, rather than in person. And thats partly true. Youll want to make an extra effort to be effusive. Make sure to smilestudies show it actually makes a palpable difference in the way your voice sounds over the phone. Same with making gestures. Remember, be upbeat You want this job6. Youre not showing how much you want itYou know how much you want this gig. And youre the only one who can make your interviewer know it. A great way to do this, beyond your upbeat demeanor, is to have intelligent questions prepared that show your genuine interest in the company and how serious you are about getting this position. Its not a faux pas to say explicitly how much you value the opportunity to interview and how interested you are in moving forward. Just make sure to follow-up with a sincere thank you note.If you make sure to guard against the above mistakes, youll already be well placed to get the job, even over the phone.

Ask These 7 Questions Before You Merge Finances With Your Partner

Ask These 7 Questions Before You Merge Finances With Your Partner Its not easy to talk about money, but that doesnt mean you shouldntespecially if youre looking to take the next step with your lebensabschnittsgefhrte.Some couples choose to merge finances after moving in together or getting engaged. Before you do so, however, its important to get your money matters out into the open. After all, financial disagreements are the second leading cause of divorce.With that in mind, here are seven questions to ask before you and your lebensgefhrte merge your finances.1. Whats your salary?As a starting point, both you and your partner should disclose salary information to one another. That means your annual salary before taxes, monthly take-home pay, and any bonuses you receive throughout the year. Combining finances means uniting your respective streams of income, and knowing how much you each earn lays the groundwork for budgeting and financial planning.2. What are your assets?In addition t o salary, you and your partner should know each others assets, the accounts and items of financial value owned by an individual. Besides your checkings and savings accounts, that includes stocks, bonds, cars, real estate, and even jewelry and electronics.If youre not married but planning on it someday, you should consider outlining each partners assets in a prenup, Rachel Ryan from Legal Templates advises. It may not sound romantic, but a prenup can act like a financial contract and help couples determine how to treat their finances moving forward. Laying out what each of you owns helps to paint a big picture of your combined wealth and set expectations for spending and saving together.3. Do you have any debt? If so, how much?Theres no avoiding this question, and for good reason. Before you merge finances with your partner, its imperative that you know whether your partner has any debt, and if so, the extent of that debt. From there, you can dive into further details, like whether y oull handle it jointly or separately. Debt is financial baggage no one likes to carrybut the more transparent both sides are about it, the more prepared youll be as a couple to deal with it.5. What are your financial goals?That is, besides retirement, what other goals is your partner actively saving for? This could be buying a home, going on a backpacking tour of Southeast Asia, or having an emergency fund. Regardless, knowing your partners short and long-term goals will further set the stage for financial planning, and can also get you both thinking about your financial goals together.Not being on the same page when it comes to financial goals can be a big issue when sharing finances, personal finance blogger Dustyn Ferguson notes. For example, one partner may prioritize saving for a vacation while one may prefer to invest savings. This can lead to money going to places both partners dont agree with, which is obviously not good. Both partners need know what to expect when it comes to spending and saving before merging.6. Hows your leistungspunkt?Ask about your partners credit score and history. This information matters because many institutions factor it in when deciding whether or not to do business with you. That includes banks, insurance companies, landlords, and cable and internet providers. Some employers may even review credit history before hiring and promoting people.If your partners got a history of late payments or anything else that may cause a low credit score, its worth knowing about beforehand rather than being caught off-guard.7. What are your spending habits?Its possible you dont need to ask about this one if youre already well acquainted with your partners money-handling habits. Of course, it doesnt hurt to double check.Consider the following How often does your partner eat out? What about entertainmentfor instance, going to the movies or out to a bar? Is he or she an impulsive shopper, or someone who prefers to think over every purchase? Als o, dont forget any hobbies that your partner may spend on. Even if you have the same financial goals, differences in your spending lifestyles could cause problems if not addressed ahead of time.According to David Bakke from Money Crashers, Its quite rare when couples merge finances and nothing changes as far as spending habits, planning, organization, and many other aspects. In other words, dont expect combining finances with your significant other to go smoothly merging your accounts requires both effort and compromise. However, while financial woes can strain any relationship, open communication ultimately helps to mitigate these issues.--Joyce is a digital marketer and freelance writer who focuses on writing about personal finance on Twitter.

The Death of Writing a Resume after the Military

The Death of Writing a Resume after the Military If You Read Nothing Else Today, Read This Report on Writing a Resume after the Military Your capacity to communicate your abilities and experience during the interview procedure is what is going to get you a job. You may use the great training and experience you have received during your military career to showcase your accomplishments in your resume. Probably, youre not even confident in the event the skills you have got while serving your country will be helpful for todays labor industry. Remember that with a skills-based resume, it isnt enough to just state you have a particular skill. There are many ways to receive a convincing document. In addition, their website is quite outdated and doesnt supply any sample resumes to look at. Scannable resumes need specific page designs because computer scanners cant read certain products. In just about all instances, the response is yes. A Secret Weapon for Writing a Resume after th e Military Browse our military resume examples today to learn how we can assist you, or contact our team directly to learn more. What military veterans should avoid when writing a resume Here are merely a few elements that veterans want to be careful about when creating their resumes, and a few helpful counter-strategies. Thus, consider the following advice about how to create military to civilian resume. Military to civilian transitions are among the specialities theyve listed on their site. Definitions of Writing a Resume after the Military Resume writing isnt simple, and there are a number of unique opinions on the best way to do it. If you need a job outside the military, you will have to use different language and even a different format to pull attention. To earn a military resume eye-catchy, choose the appropriate format. When writing your professional military resume, our aim is to elevate your personal price and guarantee you are very competitive. No doubts, its a mistaken opinion. There are various ways to organize your resume. Confront the circumstance and at least you create the prospect for the white light of reason to join the fray. It can be difficult for a military spouse to locate a job since theres always the probability of you moving away at a moments notice. What You Dont Know About Writing a Resume after the Military Identify keywords from the work description to utilize in the resume. Empire Resume cares about assisting you to secure work and ensuring your transition goes smoothly.